Online shopping will increase the holiday season. The same goes for deception. Here's how to protect yourself


Watch out for free delivery which can lead to fraud.

It's not a global epidemic that has caused so many people to go online. Before COVID-19, many shoppers decided to walk through the crowd and just click Christmas now.
and i figured it out, i hate shopping. Especially during the holidays. Hunting for parking, lots of customers and long cards in a store with 10 lines, but only 3 people at the checkout. The old word "Shop til you drop" is "Shop until you want to scream".

So when Gallup first looked at holiday spending, the vast majority of Americans (56%) said they would likely shop online at their Christmas store. This is an increase of 8% compared to 2017.

When Gallup first asked a question about online shopping in 1998, only 4% of Americans said they would shop online. Gallup doesn't ask questions every year.

Lydia Saad, director of US social studies at Gallup, said: "The model since 2017 is a continuation of the growth of people who changed their lives online two years ago, without spreading everywhere," said stated in an interview. The United States plans to spend up to $ 886 on Christmas gifts, according to a Gallup poll. This makes a vacation the best time for scammers. With online shopping opening up more opportunities for scammers, here are some tips to protect yourself online.

Please pay with a debit card, not a debit card. You might think that paying with a debit card can help you avoid getting into debt. However, credit cards offer more protection to the user than debit cards.

If you pay by debit card for goods or services that you have not received, you have certain rights under the Financial Fairness Act. Federal law limits your liability for illegal claims to $ 50, after which most lenders won't pay you. Payment for goods and services not delivered as agreed may be based on incorrect delivery. Your credit card company may ask you to hold your payment for a period of time while you investigate a counterfeit purchase. The rules that apply to your debit card are e-commerce rules, and according to the Federal Trade Commission, no type of fraud can be affected. If you are paying with a debit card for a service or item that you did not receive, you should work with your bank to avoid any deduction on your account. This means that it will take some time before the change is rolled back. Debit cards can be directly linked to your bank account and fraud can cause serious damage.
If you don't have a debit card, use a prepaid debit card to shop online. Watch out for false promises. Shipping issues have created a shortage, and scammers know people will find stores that can promise fast, free delivery. It can be tempting to give a gift in time for the holidays. But you don't just get something late, you risk it not coming. I don't believe in guaranteed delivery, which is too good to be true. Beware of fake text messages and forwarding emails. Do not click on any text or email. It may be legal, but why is it risky? Instead, the Best Marketing Guide takes you to the retailer's website and goes through your order details by entering the packing slip or purchase.

Be a guest. Many online shopping sites require you to create an online account for purchases. However, in order to do this, you will need to store your personal information in another archive. By interacting with scam sites, you are providing information that can be used for fraudulent purposes now and in the future. Remember that you are a guest, so you don't have to give too much information.

Don't be fooled by the free maps. Inflation makes you wonder how far your money will go. But the email or text giving a $ 50 gift card is bogus. they are all honest. If you believe this to be true, go to the online store or call the customer to see if the request is legitimate. Scammers also love gift cards. Being asked to pay for an item with a gift card is a scam, according to the FTC. It is the preferred method of payment for scammers as it is equivalent to payment in cash. Getting your money back is almost impossible.

Find an address. The Best Business Center states, “Online retailers are required to provide a valid address and phone number in the Contact Seller section, this is a red flag that should not be ignored. Return policies and return should be clear and easy to understand, says BBB.
Scammers are usually so smart that it's hard to pinpoint what is fake and what is real. They will also read the news and deal with fears of inflation, delivery delays and departures of popular brands. Treat the vacation you received via text or email as a lie. Don't click anything. Let the seller know if you refuse to keep it a secret. Your best protection is to make sure that nothing scares you too much.